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With a PAN India presence across 2000+ cities, Ruloans is one of the leading credit lending establishments founded by professionals and financial experts who with an experience of 25+ years have created a rich profile of satisfying the needs of more than 10 lakhs+ clients. Our internally developed highly proficient Loan Calculator algorithm helps us serve you the best options and deals for the loan/financial product of your choice. Our algorithmic engines help you by using strong factual data made from relative latest changes in the market and a calculated understanding of the future trends. Directors of Golden India Finance Limited are Alpesh Arvindbhai Soni, Rushang Arvindbhai Soni and Arvindbhai Sudhirbhai Nikhal.
More DetailsA home loan or housing loan is an amount borrowed by individuals for a fixed tenure from financial institutions to buy, construct, repair or renovate a residential property...
A business loan comes under the category of unsecured loan; the major benefit of business loans in India is that it does not require any collateral or security to avail...
Mortgaging existing property is a great way to get a loan at low interest rates to meet the current financial needs. Loan against Property (LAP)...
A personal loan is an unsecured loan where the amount is borrowed for the fulfilment of the short- medium term personal needs or expenses...
Golden India Finance Limited ensure 100% transparency throughout the education loan process. Our education loan counsellors will...
Working capital loans are extended by banks and financial institutions to help businesses meet their working capital needs.
The application procedure is easy and straightforward. We're simply a phone call away if you're experiencing problems applying for a loan.
Your application will be processed in a short duration if you provide all the necessary documents and meet the eligibility criteria.
It takes a about a day to disburse the loan amount once the loan application has been approved and the formalities have been completed.
Home Loan Insurance is as top notch a company to work with as they come. I’d say they are even better than advertised.
I am very thankful to Golden India Finance Limited team, that they are very supportive for me for loan Golden India Finance Limited .
Loan Amount: Rs. 1 Lac to 5 Crores
Rate of Interest (APR)*: 5% to 16.50%
Minimum Repayment Tenure: 1 Year
Maximum Repayment Tenure: 20 Years
Processing Fees: 0.75% to 3.50% + GST as applicable
Prepayment/ Foreclosure: Nil
Illustration:Rs. 1 Lac loan on @ 5% without processing Fees for 60 Months comes to Rs. 1,13,227/- Equated Monthly Instalment shall be: Rs. 1,887/- only. (Processing fee extra)
What is APR?
The Annual Percentage Rate or APR helps you to calculate the actual borrowing cost over a particular period. It is expressed in percentage and represents the yearly cost of loan. It takes into account the nominal interest rate and all other fees involved in getting and servicing the loan. The fees include processing fees, insurance costs, administrative costs and other miscellaneous expenses. The annual percentage rate will always be equal or higher than the nominal interest rate charged on loan. APR is a very useful tool in comparing the loan terms of different lenders and helps to find the right lender that suits your needs.
Minimum Salary - INR 10,000.00
Age - 20 to 58 years
Minimum CIBIL Score - 450
Employment - Salaried, employed with an MNC, Govt, public, or private company
< Nationality - Indian resident
How APR is calculated?
The formula for calculating APR is: APR= [{(Fees + Interest)/ Principal}/ n] *365*100
interest- total interest to be paid during the loan tenure
n- tenure of the loan in days
APR* - Annual Percentage Rate
We have lived in our new home for a few months and feel so blessed to have had your assistance and guidance during our home purchase. I would recommend you and your team anytime.